All transactions for purchase of intangible products, pdf downloads, resource material, and online content are made through payment gateways such as PayPal or Stripe that use SSL encryption. These payment gateways are safe and secure for using all types of credit cards and debit cards in different countries and your details are not stored during this process.
Since your purchase is a digital product, it is deemed “used” after download or opening, and all purchases made on https://kmsbi.com are non-refundable or exchangeable. Since the products made available here are intangible, there is a strict no refund policy.
KMSBI reserves the right to amend any information, including but not limited to prices, technical specifications, terms of purchase and product or service offerings without prior notice.
If you would like to contact us concerning any matter relating to this Refund Policy, you may do so via the contact form or send an email to email@example.com
This document was last updated on June 11, 2021